If you’ve had a fire in your home, you may be wondering if you need to disclose that information to potential buyers. The answer is not always clear-cut, but there are some guidelines you can follow to make sure you’re staying on the right side of the law.
In general, you will need to disclose any material defects that could potentially affect the value or safety of the property. A fire would definitely fall under this category. However, there are some exceptions. For example, if the fire occurred more than three years ago and has been fully remediated, you may not need to disclose it.
What Is Fire Damage?
Fire damage is any damage that has been caused by fire, regardless of how big or small the fire may have been. This can include physical damage to the property, like burned walls or floors, as well as damage to personal belongings. It can also include smoke damage, which is often more extensive than people realize.
If you’re not sure whether or not the damage from fire needs to be disclosed, it’s always best to err on the side of caution and give buyers all the information they need to make an informed decision. Withholding information about a fire could come back to bite you later if the buyer discovers the truth and decides to take legal action.
Fire Hardening Disclosure

In some states, there is something called a “fire-hardening disclosure.” This means that if your home has been damaged by a fire, you must let potential buyers know about it before they enter into a purchase agreement. The purpose of this disclosure is to give buyers the opportunity to back out of the deal if they’re not comfortable with the risks involved.
Even if your state doesn’t have a fire-hardening disclosure, it’s still a good idea to be upfront about any fires that have occurred on the property. If you try to hide it and the buyer finds out later, they could accuse you of fraud and sue you. It’s just not worth the risk.
Colorado Non-disclosure Laws
In Colorado, you have a duty to disclose any material defects that could affect the value or safety of the property. So, if you sell a home in Colorado and the buyer later discovers a fire that occurred on the property, they could sue you for failing to disclose it.
The bottom line is that it’s always better to be safe than sorry when it comes to disclosing fires (or any other material defects) when selling a home. If you’re ever unsure about what you need to disclose, err on the side of caution and give the buyer all the information they need to make an informed decision.
Failure To Disclose Lawsuit
If you fail to disclose a fire and the buyer sues you, the court will likely rule in their favor. This is because courts generally err on the side of protecting buyers. The buyer could potentially recover the entire purchase price of the home, plus damages.
So, if you’re thinking about selling your home and it has a history of fires, the best thing to do is be upfront about it. Let potential buyers know what happened and give them all the information they need to make an informed decision. If you take this approach, you should have no problem avoiding any legal trouble down the road.
How Long Are You Liable After Selling A House?
In most cases, you are only liable for material defects that you were aware of at the time of sale. So, if you disclose a fire and the buyer goes ahead with the purchase, they generally can’t come back and sue you later.
However, there are some exceptions to this rule. For example, if you sell the home “as is” without disclosing any defects, the buyer could potentially sue you for fraud. Additionally, if you make any misrepresentations about the property, the buyer could also have a case against you.
How Do You Disclose Fire Damage?
The best way to disclose fire damage is in writing. The Seller’s Property Disclosure Statement, which is required in most states, asks if the property has ever had any fire damage. If the answer is yes, then the sellers must disclose the full extent of the damage, including any repairs that were made.
Failing to disclose fire damage can result in legal action being taken against the sellers. Therefore, it is important, to be honest, and upfront about any fire damage when selling a house.
How To Price A Fire-Damaged House?
Pricing a fire-damaged house can be tricky. You will likely need to get an appraisal to determine the current market value of the property. The appraiser will take into account the extent of the damage, as well as any repairs that have been made.
It’s also important to keep in mind that most buyers will be unwilling to pay full price for a fire-damaged home. They will likely try to negotiate a lower price, so you may need to be prepared to come down on your asking price. In the end, it’s up to you to decide how much you’re willing to sell the property for.

Selling A Fire Damaged Home
If your house has suffered any type of fire damage, it’s important to disclose this to potential buyers. Fire damage can be much more extensive than people realize, and it’s always best to err on the side of caution when it comes to disclosing information about your property. If you’re not sure whether or not the damage from fire needs to be disclosed, contact a real estate attorney in your state for guidance.
If you need to sell your house fast and don’t want to go through the hassle of repairs, you can always sell as-is to Colorado Cash Buyers. We’re cash buyers who buy houses in any condition, so you don’t have to worry about making any repairs before selling. Give us a call today at 303-578-2186 and we’ll make you a no-obligation, cash offer on your home.